Truly Free Checking

Other fees such as non-sufficient funds, overdraft, etc. may apply. See fee schedule for details. Minimum opening deposit is only $50. Ask us for details. Bank rules and regulations apply. Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening. Up to $10 for debit cards and unused checks from another financial institution given at the time the checks/debit cards are presented.

We're here to help you open your new account.

See how free checking can be.

Member FDIC  |  Equal Housing Lender
The First National Bank of Central Texas
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No minimum balance 

No monthly service charge

FREE Debit Card

FREE Online Banking

FREE Bill Pay

FREE Mobile Banking with Mobile Deposit

FREE eStatements

FREE Thank You Gift

FREE gifts for referring others

Buy Back of your debit cards and unused checks from another financial institution up to $10

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WHAT WE OFFER 

Privacy Policy(254) 772-9330
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FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Member FDIC

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Member FDIC
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